Hi, BenSmall,
And welcome to the MH forum of SR!
You don't look like an idiot at all. Not to worry.
We all come here and post our concerns, our fears and our worries. By doing so, and by getting feedback from our peers, we hope to minimize these fears and worries, and find the path to a more secure and serene way of life.
I'm happy you've joined us. :ghug
Shalom!