[nandm]

Just my humble opinion, not based on experience, so please take it with a grain of salt. I do not feel you would be abandoning your son in any way by walking away on the financial thing. The worst thing that could happen would be he has to declare bankruptcy. In 7 years his credit will be restored. In the meantime you still retain what you have worked so hard all your life to achieve, your life after retirement. Your son should be eligible for some kind of SSI or SSD which should also include medicaid or medicare. I would talk to your local social services office and see if they can provide you with some direction here. Obviously you love your son very much and from the sound of it would do most anything for him. Please remember though that you still have to be able to take care of yourself. State services are there for a reason, you have paid taxes to have those services available, let your son utilize them.