((((Tammie))))
I think it´s excellent that you did conquer your fear to leave the house and took care of business. I´m proud of you. Unfortunate about that accident, though, but you will take the kids out for Thanksgiving anyway. That´s really great.
I don´t understand what happened with the mortgage broker and her lying about your husband´s employment. Isn´t this correctable? It should be, since everything is ready to go. I´m sure you can come to some kind of arrangement.
Wishing you lots of courage and sending you hugs from across the ocean.